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Support for flood affected members
For members in flood affected areas, call our Member Support team on 1300 886 123 to find out how we may be able to help.

We look after the Australians who keep Australia moving

People before profits

As a mutual not-for-profit, we exist for our members, not shareholders.

Industry specialists

We're the health fund for the rail, transport, electrical and energy industries.

130+ years strong

We've been looking after Australian workers since 1889.


Kids covered to 31

Keep your kids covered until they turn 31.

It’s the start of a new financial year. Tax time! We’ve sent relevant information to the ATO, so it’s ready for you to start your tax return. If you need a copy of your Tax Statement, you can download one now from online Member Services.

Australia's first registered health fund

In November 2021, rt health launched a poignant video to showcase its long and proud history. 

With historical photos to illustrate, it touches on the health of the first colony of NSW, how railway workers in Sydney started the Railway & Transport hospital fund in 1889, effects of the Spanish Flu, two world wars, booming membership in the 1940s and 50s, impacts of government changes to healthcare legislation, right through to our merger on 1 November 2021 with HCF, Australia’s largest mutual, not-for-profit health fund.

Image courtesy of NSW State Archives

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Join rt health today to get great value health cover from your industry specialists.

Doing a tough job can take it out of you physically. In your line of work, you need a health fund who can look after you, who understands your industry’s specific health needs, and what your job entails.

Health insurance can be complicated, which is why we take care of the details, helping you make sure you’ve made the right decisions for yourself and your family.

We support rail, transport and energy workers so you never have to worry about managing your health concerns alone.

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one month free*

Join rt health on Hospital & Extras cover in July and we’ll give you one month free. * T&Cs apply.