Homepage Support for flood affected members For members in flood affected areas, call our Member Support team on 1300 886 123 to find out how we may be able to help. We look after the Australians who keep Australia moving People before profits As a mutual not-for-profit, we exist for our members, not shareholders. Industry specialists We're the health fund for the rail, transport, electrical and energy industries. 130+ years strong We've been looking after Australian workers since 1889. Kids covered to 31 Keep your kids covered until they turn 31. It’s the start of a new financial year. Tax time! We’ve sent relevant information to the ATO, so it’s ready for you to start your tax return. If you need a copy of your Tax Statement, you can download one from online Member Services after 14 July. Find out more Australia's first registered health fund In November 2021, rt health launched a poignant video to showcase its long and proud history. With historical photos to illustrate, it touches on the health of the first colony of NSW, how railway workers in Sydney started the Railway & Transport hospital fund in 1889, effects of the Spanish Flu, two world wars, booming membership in the 1940s and 50s, impacts of government changes to healthcare legislation, right through to our merger on 1 November 2021 with HCF, Australia’s largest mutual, not-for-profit health fund. Image courtesy of NSW State Archives Watch our video here Stay Well Blog What is Not-for-Profit Health Insurance? When we say we’re not for profit, it means we’re committed to providing more benefits for members. It means we work hard to get a better deal for our members – whether that be delaying our premium increases (like we have in 2022) or in developing programs to provide improved benefits and services. Learn the difference between not for profit and for profit health funds. Your Guide to Family Health Insurance With so many health insurers on the market, finding the right policy for your family can seem complicated. As a not-for-profit insurer focused on providing value to our members, rt health is dedicated to cutting through the jargon and simplifying the health insurance process. What should your family health insurance include? Top 10 hospital claims by rt health members You might not ever need to be hospitalised for acute respiratory failure, but isn’t it good to know that you’re covered, just in case? For one member, this illness resulted in one of the highest claims paid by rt health in the past year, with treatment and a hospital stay costing a total of $126,445. Join rt health today to get great value health cover from your industry specialists. Doing a tough job can take it out of you physically. In your line of work, you need a health fund who can look after you, who understands your industry’s specific health needs, and what your job entails. Health insurance can be complicated, which is why we take care of the details, helping you make sure you’ve made the right decisions for yourself and your family. We support rail, transport and energy workers so you never have to worry about managing your health concerns alone. one month free* Join rt health on Hospital & Extras cover in July and we’ll give you one month free. * T&Cs apply.