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Putting members first since 1889
We’ve been looking after members for more than 130 years, and our historic merger with HCF means more benefits for existing and future members, as well as securing rt health’s future.

We look after the Australians who keep Australia moving

People before profits

As a mutual not-for-profit health fund, we exist for our members, not shareholders.

Industry specialists

We're the health fund for the rail, transport and energy industries.

130+ years strong

We've been looking after Australian workers since 1889.


We keep it simple

We have a simple range of great value health covers.

Join rt health today to get great value health cover from your industry specialists.

Doing a tough job can take it out of you physically. In your line of work, you need a health fund provider who can look after you, who understands your industry’s specific health needs, and what your job entails.

Health insurance can be complicated, which is why we take care of the details, helping you make sure you’ve made the right decisions for yourself and your family.

We support rail, transport and energy workers so you never have to worry about managing your health concerns alone.