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10 great reasons to insure

Why it’s a great idea to have private health insurance

People fall into one of four categories when it comes to health insurance.

They won't risk being caught without it.

They know that if they suffer an unexpected illness or injury, they want to be 100% financially prepared.

They can't see the point of health insurance

Do you enjoy long waitlists? Having no choice about who treats you? If the answer is no, you need health insurance.

They think it's a good thing to have but not 100% convinced.

There is a lot of misunderstanding about health insurance - knowing all of the facts might just get you across the line.

They assume that they just can't afford it.

Everyone's financial situation is different. This is why we offer a range of covers to accommodate your budget.

Not convinced that you need private health insurance?

We want to give you all of the facts so that you can make an informed decision. Below are ten very good reasons why private health insurance is well worth the money you spend in premiums.


Enjoy peace of mind knowing that you’ve prepared for the unexpected. 


Get treatment quickly – avoid waiting months or years on a waitlist.


Choose the doctor or surgeon who treats you in hospital.


Recover in a private room rather than a ward shared with strangers.


High earners either need to pay more at tax time or take out Hospital cover.


Avoid a 2% penalty for each year you delay signing up for Hospital cover.


Do you have thousands of dollars saved up to pay for expensive surgeries?


Get help paying for services like dental, optical, chiro, physio.


Take care of yourself with preventative measures like regular dental check-ups.


Be the one in charge of making important decisions about your health care.

Insurance is just that … insurance

We all want to feel like we're getting value for our hard-earned money. However, it's difficult to calculate the true value of Hospital cover until the day that you need it.

Making an insurance claim is always the worst case scenario. If you take out house insurance, do you want your house to be flooded? Definitely not. Do you feel like you only benefit from car insurance if you get into an accident? Again, no. Making a claim on your Hospital cover means that you’re ill or injured ... no one wants that.

Our health insurance cover is designed to give you the peace of mind that comes from knowing that if you become unexpectedly ill or injured, rt health will take care of you.