Hospital cover

No exclusions or restrictions; if Medicare pays a benefit on the procedure you are having in hospital, so does Gold Premium Hospital.

A comprehensive everyday level of cover that suits most people's needs unless you require pregnancy and birth, assisted reproductive services or weight loss surgery.

This cover is ideal for young people who are new to health insurance. It doesn’t cover you for: joint replacement procedures and their revisions, kidney dialysis, spinal surgery or major eye surgery.

Well suited to young people taking out hospital cover for the first time, who don’t have any specific health issues or concerns.

Basic Plus Public Hospital is great for people who don’t need or want to be covered in a private hospital, but do value the ability to choose their own doctor in a public hospital.