Hit enter to search

Why rt health?

Why rt health?
We've been here since 1889, so we've had a long time to get it right.

Have you been shopping around for a new Health Fund? It's not always an easy choice to make, especially if you've been with your old fund for a long time – they know you, you have history together. You kinda know how it all works and it can feel like there's a lot at risk when you make a change. That's why we're here to help.

If you're interested in making the switch, give our team a call. Talk to us about what you're looking for and what your concerns are. Unlike a lot of health funds, we encourage our team to spend all the time they need with people, whether you're thinking of joining or are already a member. We'll talk you through the options, help you compare our covers with the one you have now, explain all the ins and outs, and help make sure you have all the info you need to make the best decision for you.


Why we're different

Great excess options...and the kids go excess-free

No matter which of our hospital covers you have, you'll never pay an excess for dependent children covered by your membership. If you choose our Premium Hospital cover with an excess, all day surgery procedures are excess-free, and with our Smart, Step Up and First Start Hospital covers we discount your day surgery excess to just $100.

Cover for the kids right up to age 31

We’re now offering cover to adult dependants on your policy – whether they’re students or working – right up until they turn 31. If they’re studying full-time they can remain on your membership at no additional cost as a 'student dependant'. Other dependent kids can be covered by a Family Extension product up until they’re 31 years of age.

Free programs to help you be well, get well and stay well

Our health management programs are available to members as part of their hospital cover, absolutely free. Choose from:

Hospital at Home to help you get home from hospital sooner, or avoid a hospitalisation altogether, with hospital-equivalent care in your own home.

A helping hand for families in need

The Families Foundation is a place for transport and energy industry families to turn when they need a helping hand.

The Families Foundation can provide assistance to families with medical care, medicine, treatment or equipment that isn’t covered by Medicare or private health cover. It is an independent, charitable organisation run by staff volunteers in their own time.

See what our members say